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Members of the NSSF tenant purchase scheme will now pay their installments via MPESA

Owing to the current corona – covid-19 virus pandemic that’s causing havoc globally, the National Social Security Fund (NSSF) and Safaricom have inked a deal that will see members of NSSF tenant purchase scheme remit their installments via MPESA mobile payment service. This is a move that’s touted to limit spread of the virus by eliminating the need to make cash payments which could otherwise be a source for these infections.

While speaking on the development, the NSSF tenant purchase scheme intents to combat the spread of Covid-19 by availing alternative cashless payment options to members that will as well limit their movement and physical contact when making their payments.

 Safaricom’s Chief Financial Services Officer, Sitoyo Lopokoiyit said that Convenience and speed continued to be a major concern while making payments leading to unending demand for M-PESA among Safaricom’s customers. He also added that the partnership with NSSF introduces a new era for their Tenant Purchase Scheme customers empowering them to make payments from the comfort of their homes wherever they may be, and at any time.

How to pay for your NSSF Tenant Purchase Scheme via Mpesa

Instead of making those long queues at banking halls, the initiative further saves the scheme’s customers from having to travel in order to make payments. Customers will therefore be able to make payments by a USSD code – *303*3#. Which will prompt them to key in their details and make payments from their M-PESA account. Or use Paybill no 333300

On it’s part, the National Social Security Fund’s CEO Dr. Anthony Omerikwa announced that the strategy was adopted by the NSSF to go digital by placing all of its services at the fingertips of customers, thereby ensuring they are able to access wherever they are and at their own convenience. He also added by acknowledging the importance of this partnership with Safaricom which in turn has made it possible to achieve this goal by taking advantage of the unique, world class capabilities they provide through M-PESA.

The partnership will primarily target NSSF Tenant Purchase Scheme members in Nairobi’s Nyayo estate Embakasi, Hazina, Kitusuru, Mountain View and Eldoret’s Kapsoya estate. In addition to the cashless payments, the new service also provides the Scheme members with the capability to reconcile and generate reports of their payments and standing.

The NSSF Tenant Purchase Scheme allows Kenyans to own homes over a period by making monthly installment payments to offset the cost. The move will also allow NSSF Tenants a way to make service charge payments too.

The partnership is among other measures rolled out by the two organizations to provide NSSF customers with increased convenience and speed when accessing services. Members can either opt to use the USSD Code- *303*1# or through paybill number: 333300

Safaricom waives fees for M-PESA transactions below KSH1,000

After having a consultative meeting with the Central Bank of Kenya Governor Dr. Patrick Njoroge following the current health pandemic occasioned by the COVID-19, Safaricom has waived transaction fees for sending money to loved ones via Mpesa. The meeting was hosted by the counties banking sector regulator and attended by Safaricom alongside other industry players to discuss the evolving situation around the COVID-19 (Corona Virus) pandemic.

The meeting follows the directive issued by Kenya’s President H.E Uhuru Kenyatta to explore ways of deepening mobile money usage to reduce the risk of spreading the virus through the physical handling of cash. The President also directed that we consider reducing the cost of using mobile money during this period.

In the meeting, it was agreed that all person-to-person transactions below Ksh1,000 shall be free. This means that from tomorrow morning, M-PESA users will be able to send any amount below Ksh1,000 for free over the next 90 (ninety) days.

To support this, and in particular small and micro business enterprises (SMEs), CBK has also approved the increase of daily M-PESA transaction limits from the current Ksh70,000 to Ksh150,000. Kenyans will also be able to transact up to Ksh300,000 up from the current limit of Ksh140,000, and hold up to Ksh300,000 in their M-PESA wallets.

Safaricom also committed to work hand in hand with the Government by providing a Call Center and integrating a toll-free line 719 which has been set up by the National Emergency Response Committee on Coronavirus to support Kenyans in understanding how to prevent and manage suspected cases.

Dimkes Sacco unveils M-chipuka, app based e-loan platform for members to access remotely

M-chipuka an e-loan facility has been unveiled by the Dimkes Sacco seeking to enhance members access to loans wherever they are. The facility is both accessible from an iOS app, Android App as well as via USSD code. M-chipuka touts itself to be available from anywhere whether members are in public transport, at their homes, offices or businesses.

How to access M-Chipuka;

  • Via an android app available on the google play
  • Or through the app store for those with iPhones
  • And through USSD code if you don’t have a smart device by dialing *850# then selecting option 7.

While commending on the development during the launch event, Dimke’s CEO Benson Macharia acknowledged that digital loan apps had disrupted the market thus challenging traditional players such as banks and Saccos to rethink their strategy. He also added that their entrance into the digital lending space was to protect their interest and prevent members from relying on other sources for short term loans.

He also pointed out that businesses today are dynamic and uncertain due to globalization, and that the ever changing customer needs and the accelerating pace of technology among other market forces compel them to keep changing and evaluating their strategies. Concequently, the CEO was quick to note that M-chipuka will therefore seek to provide credit to its members as required by the Kenyan Laws and to acquire leverage technologies to be able to survive and achieve superior performance.

How to remotely apply for a birth certificate online in Nairobi County

applying for government services in Kenya hasn’t always been a walk in the park, although the situation isn’t as dire as it was in the days gone by but it can be tedious for some of us. Huduma centers have been particularly God sent especially for young Kenyans seeking to renew or replace some of their government issued documents such as ID cards as well as driving licenses. However, there are services such as seeking for birth certificates in Nairobi county that have been put online for Kenyans to apply from wherever they are.

 Requirements to apply for a birth certificate online in Nairobi County

There are a few requirements you ought to meet in order to apply for your child’s birth certificate online in Nairobi county.

  • The child must have been born within Nairobi county
  • Of course you must be a Kenyan citizen with an e-citizen account
  • If the child was born at a health facility, then you must have the birth notification certificate
  • Copy of ID of the child’s other parent unless applying as a single parent
  • Of course access to the internet and a computer

How to apply for a birth certificate online in Nairobi County

  • If you don’t already have an e-citizen account, head over to the e-citizen portal and create one
  • Head over to “CIVIL REGISTRATION SERVICES” once logged in to the platform
  • Click on “Make an application”
  • Proceed by filling out all the required details
  • Attach all the required documents such as copy of birth notification certificate and copy of parent’s ID
  • Pay the convenience fee usually (Ksh180) if applying within six months of child’s birthday
  • Download the details with reference number under downloads then “Current Birth Applications”
  • Once approved, you’ll see something like “Ready” instead of “pending”, though they’re supposed to sent you a text which never happens.
  • Head over to Bishop house for the certificate to be printed and issued.

How to Apply and bid for Treasury Bills and Bonds through Treasury Mobile Direct (TMD)

A mobile based platform that gives Kenyans access to apply and bid for government treasury bills and bonds has been unveiled by the Central Bank of Kenya (CBK). The new service dubbed Treasury Mobile Direct(TMD) utilizes mobile phone technology to aggregate vital features that will enable retail investors as well as individuals invest in government securities right on their mobile devices.  

According to the government’s fiscal agent, the new platform – Treasury Mobile Direct (TMD) will improvise and make it easier for transactions of amounts ranging from Ksh. 140,000 and below, which currently is the daily transaction limit for most mobile wallets such as Safaricom in Kenya. This development basically eliminates common bureaucracies involved in trading in government securities and gives a chance to trade in them to the entire Kenyan mass.

In a CBK notice to investors, the bank stated it was pleased to roll out the Treasury Mobile Direct (TMD) services designed in facilitating investment in Government Securities using the mobile telephone. Retail investors have been applying for the debt instruments on physical forms that are delivered to CBK branches and currency centers.

After filling out the physical forms, investors were further required to contact the financial body to confirm if their applications were successful and the amounts they are to pay. The alternative was for them to hire banks to apply for the securities on their behalf. The lenders charged a commission of 0.15 percent of the actual amount invested in a bond or T-bill. Furthermore, they’ve had to rely on CBK’s website and newspaper advertisements for announcements of new T-bill and bond auctions.

In contrast, Treasury Mobile Direct (TMD) will now aggregate all these services and others including request of statements and receipt of the cash value of maturing securities.

Requirements to register for the CBK Treasury Mobile Direct (TMD) service

  • Active CDS account at the Central Bank of Kenya
  • An Active Mobile Line
  • Registered member of a Mobile Network Provider (MNOs)
  • Duly complete Registration form
  • Investors are required to dial *866# and follow the steps After notification of registration

How to access the Treasury Mobile Direct (TMD) service

  • To register and start using the Treasury Mobile Direct (TMD), investors are required to register at the nearest Central Bank of Kenya (CBK) Branch or Currency Centre. Or access the registration form for TMD available here

Advantages of CBK’s TMD Service

  • As an investor, you’ll be able to Apply and bid for Treasury Bills and Bonds
  • Get notifications of bid outcomes
  • Access your Account balance
  • Status of alerts for sales or purchases in the secondary market

How to recover old texts in Google’s messages app after resetting android device

Whether you are resetting your old android device to boost its performance or you’re moving to a newer android device through an upgrade, there have been occasions where you end up with only newer messages rather than all of your texts in the Google’s messages app. I’ve been using apple products forever and the process on iOS platform seems straightforward especially after Apple introduced a feature to backup texts on iCloud. Unfortunately, this hasn’t been the case on my new android device.

While I bought an android smartphone from one of the leading manufacturers, I disabled the default stock app for messages in favor of Google’s own baked messages app which has worked perfectly mostly except when I decided to reset my device after experiencing some issues. My intention was to recover all of my texts backed up on Google drive but instead ended up with only texts I sent and received within the previous five months. As you can tell this wasn’t acceptable as I always save important messages for reference later i.e. account numbers, bills I’ve paid and so forth.

 This issue affects most devices including those that use Google’s messages app as the default app for text, I confirmed this after a friend of mine who was moving from the Galaxy S7 edge to a Xiaomi Note 8 Pro attested. Unlike my case, the galaxy s7 edge has a different stock app for messages though my friend was using Google’s version at the time. But when he decided to move to the Xiaomi Note 8 Pro a lot of texts from the past were lost.

How to recover old texts in Google’s messages app after resetting android device

Before I illustrate on how you can mitigate losing text messages after resetting or upgrading your android device, let me first highlight what causes this issue. I discovered the issue was mostly related on using different versions of the Google’s messages App.

  • If Google’s messages app is not the default stock app that handles texts, uninstall it and make sure you can see all the previous messages in your default app.
  • Then re-install Google’s messages app and follow the steps to set it as default, it should bring up all the messages as they’re in the stock app.
  • However, if Google’s messages app is actually the default stock app in your new android phone, head over to settings then app information, and select Messages app
  • Then choose uninstall updates
  • After the process completes, launch the app and all your old text messages should appear without any issue.
  • You can then proceed and update the app, that’s it!

How to get Samsung Galaxy A10s through pay as you go from M-kopa and Safaricom

There are several reasons that push most of us to consider buying electronic devices through a pay as you go arrangement; mostly due to high initial costs which are instead spread over a longer period in such arrangements. But equally, there are several reasons why such attractive arrangements aren’t so attractive in the long run; for example, purchasing the new Samsung Galaxy A10s device through the M-kopa and Safaricom arrangement will see consumers spent almost KES 25,000 on a device that’s available for half price in retail outlets.  

At the same time, it’ll be selfish to assume the deal brokered between Samsung, M-kopa and Safaricom isn’t worth our attention; it has its merits and understandably, most of us will see it convenient rather than investing so much in a gadget that’ll be out-fashioned in a few months. Samsung has been clever enough to ink a deal with Safaricom and M-Kopa to sell the Samsung A10s at hire purchase to consumers who cannot raise the initial budget for the device.

The pay as you go plan present Kenyans with an opportunity to go home with a Samsung Galaxy A10s and pay in KES 60 daily installments. The latest budget themed entrant from Samsung is an immediate upgrade of the Samsung A10 and comes with internal storage of 32 GB and 2 GB RAM with a 2-year warranty.

How to get Samsung Galaxy A10s through pay as you go from Samsung, M-kopa and Safaricom

  • To get the Samsung Galaxy A10s, you’ll need to visit selected Safaricom and M-Kopa shops,
  • Make a down payment of Ksh3,499.
  • You’ll be issued with the smartphone and thereafter make a daily payment of Ksh60 daily (one credit) for a period of 365 days.

How to make daily payments after buying the Samsung Galaxy A10s through Pay as You Go plan

  • To make a payment, a customer will use Pay Bill 333222, enter M-Kopa account number and the amount they wish to spend.
  • A customer can purchase any number of credits at a time as they wish; for example, if you pay Ksh600, you will receive 10 Credits

What happens when you fail to pay the daily charges;

  • If for any reason a customer fails to make the daily payment, their phone will lock and they will not be able to use the smartphone until they make the payment.

You may be able to unlock your phone for 5 minutes so that you can make payment from your M-Pesa account

Vivo Y19 is now official in Kenya, packs a 5000mAh battery and Triple Rear Cameras

Little known technology company Vivo has unveiled its budget smartphone – the Vivo Y19 in Kenya, the smartphone comes with an impressive triple camera setup and an enormous 5000mAh battery pack that many will find rewarding. Android budget segment has lately experienced a cut throat competition with the like of Xiaomi an OPPO taking a center stage as the high-league is left for the Galaxies and iPhones. The Y series portfolio from the phone maker has of late expanded tremendously and the addition of the Vivo Y19 will see its grip in Kenya become tighter.

The Vivo Y19 was inspired by the youth and premiers a 5000mAh battery, a Halo FullView™ Display, an AI Triple Rear Camera setup and a somewhat decent design that will surely appeal to many in the category. The tech giant promises high performance, and superb photography from the handset.

With the introduction of Vivo Y19 here in Kenya, we expect consumer to have a wider choice of available devices while increasing penetration of quality devices in the country – one of vivo’s vision to drive affordability inclusion in the country.

‘As a leading smartphone brand, we are keen on strengthening connection with our customers and partners to meet the increasing demand of quality devices and better user experience in this market. We are aiming to offer more options of devices with high quality standard and comprehensive functionality at an affordable price to fulfill this demand.’ Said Mr. Arthur Xian, CEO vivo Kenya.

The Vivo Y19 joins the Y- series which include the Y12, Y15 and Y17 currently retailing in stores country wide – all seeking to empower young users with powerful features that meet with their needs and lifestyle. ‘The Y Series is made for the youth. We are bringing our latest innovations to many younger consumers through our fashionable Y Series smartphones,’ he added

Vivo Y19 specifications;

The Vivo Y19 specs and Design

The Vivo Y19 packs an impressive 6.53-inch FHD + Halo display with a resolution of 1080 x 2340 pixels, this adds up to 90.3% of screen-to-body ratio and embraces a dewdrop notch design that utilizes almost the entire front.

It design features a 3D curved edge gradient design at the back panel while under the hood is an Octa-core Mediatek’s Helio P65 (MT6768) processor coupled with 4GB of RAM and 128GB of internal storage. Notably, users can expand the internal storage further via a microSD card. The phone also has a rear-mounted fingerprint scanner.

Cameras

Vivo Y19 is equipped with a triple rear camera setup with 16-megapixels as a primary sensor with f/1.78, an 8-megapixel wide-angle snapper with f/2.2 aperture, and a 2-megapixel depth sensor. On the front, it employs a 16-megapixel selfie camera with f/2.0, AI Face Beauty mode. The phone also carries support for face unlock.

The phone comes packed with a 5000mAh non-removable battery with support for 18W dual-engine fast charging. The phone also supports reverse charging and runs on Android 9.0 based on Funtouch OS 9.2. Connectivity features include VoLTE, WiFi, Bluetooth 5.0, GPS, BeiDou, GLONASS, FM radio and micro USB port 2.0. The phone measures 162.15 × 76.47 × 8.89mm and weighs 193.0 grams.

Availability and price in Kenya

The device will be available country wide in two variant colors – Magnetic Black and Spring White at KES 26,999 

 Vivo Y19 Full Specifications 

  • OS: Funtouch OS 9.2 (Based on Android 9.0)
  • Screen: 6.53inch 2340×1080 FHD+ Display screen
  • Camera: front 16MP/ Rear 16MP+8MP+2MP
  • Battery: 5000mAh + dual engine fast charging (9v 2A)
  • Memory: 4GB RAM + 128GB ROM