Home Blog Page 121

Dimkes Sacco unveils M-chipuka, app based e-loan platform for members to access remotely

M-chipuka an e-loan facility has been unveiled by the Dimkes Sacco seeking to enhance members access to loans wherever they are. The facility is both accessible from an iOS app, Android App as well as via USSD code. M-chipuka touts itself to be available from anywhere whether members are in public transport, at their homes, offices or businesses.

How to access M-Chipuka;

  • Via an android app available on the google play
  • Or through the app store for those with iPhones
  • And through USSD code if you don’t have a smart device by dialing *850# then selecting option 7.

While commending on the development during the launch event, Dimke’s CEO Benson Macharia acknowledged that digital loan apps had disrupted the market thus challenging traditional players such as banks and Saccos to rethink their strategy. He also added that their entrance into the digital lending space was to protect their interest and prevent members from relying on other sources for short term loans.

He also pointed out that businesses today are dynamic and uncertain due to globalization, and that the ever changing customer needs and the accelerating pace of technology among other market forces compel them to keep changing and evaluating their strategies. Concequently, the CEO was quick to note that M-chipuka will therefore seek to provide credit to its members as required by the Kenyan Laws and to acquire leverage technologies to be able to survive and achieve superior performance.

How to remotely apply for a birth certificate online in Nairobi County

applying for government services in Kenya hasn’t always been a walk in the park, although the situation isn’t as dire as it was in the days gone by but it can be tedious for some of us. Huduma centers have been particularly God sent especially for young Kenyans seeking to renew or replace some of their government issued documents such as ID cards as well as driving licenses. However, there are services such as seeking for birth certificates in Nairobi county that have been put online for Kenyans to apply from wherever they are.

 Requirements to apply for a birth certificate online in Nairobi County

There are a few requirements you ought to meet in order to apply for your child’s birth certificate online in Nairobi county.

  • The child must have been born within Nairobi county
  • Of course you must be a Kenyan citizen with an e-citizen account
  • If the child was born at a health facility, then you must have the birth notification certificate
  • Copy of ID of the child’s other parent unless applying as a single parent
  • Of course access to the internet and a computer

How to apply for a birth certificate online in Nairobi County

  • If you don’t already have an e-citizen account, head over to the e-citizen portal and create one
  • Head over to “CIVIL REGISTRATION SERVICES” once logged in to the platform
  • Click on “Make an application”
  • Proceed by filling out all the required details
  • Attach all the required documents such as copy of birth notification certificate and copy of parent’s ID
  • Pay the convenience fee usually (Ksh180) if applying within six months of child’s birthday
  • Download the details with reference number under downloads then “Current Birth Applications”
  • Once approved, you’ll see something like “Ready” instead of “pending”, though they’re supposed to sent you a text which never happens.
  • Head over to Bishop house for the certificate to be printed and issued.

How to Apply and bid for Treasury Bills and Bonds through Treasury Mobile Direct (TMD)

A mobile based platform that gives Kenyans access to apply and bid for government treasury bills and bonds has been unveiled by the Central Bank of Kenya (CBK). The new service dubbed Treasury Mobile Direct(TMD) utilizes mobile phone technology to aggregate vital features that will enable retail investors as well as individuals invest in government securities right on their mobile devices.  

According to the government’s fiscal agent, the new platform – Treasury Mobile Direct (TMD) will improvise and make it easier for transactions of amounts ranging from Ksh. 140,000 and below, which currently is the daily transaction limit for most mobile wallets such as Safaricom in Kenya. This development basically eliminates common bureaucracies involved in trading in government securities and gives a chance to trade in them to the entire Kenyan mass.

In a CBK notice to investors, the bank stated it was pleased to roll out the Treasury Mobile Direct (TMD) services designed in facilitating investment in Government Securities using the mobile telephone. Retail investors have been applying for the debt instruments on physical forms that are delivered to CBK branches and currency centers.

After filling out the physical forms, investors were further required to contact the financial body to confirm if their applications were successful and the amounts they are to pay. The alternative was for them to hire banks to apply for the securities on their behalf. The lenders charged a commission of 0.15 percent of the actual amount invested in a bond or T-bill. Furthermore, they’ve had to rely on CBK’s website and newspaper advertisements for announcements of new T-bill and bond auctions.

In contrast, Treasury Mobile Direct (TMD) will now aggregate all these services and others including request of statements and receipt of the cash value of maturing securities.

Requirements to register for the CBK Treasury Mobile Direct (TMD) service

  • Active CDS account at the Central Bank of Kenya
  • An Active Mobile Line
  • Registered member of a Mobile Network Provider (MNOs)
  • Duly complete Registration form
  • Investors are required to dial *866# and follow the steps After notification of registration

How to access the Treasury Mobile Direct (TMD) service

  • To register and start using the Treasury Mobile Direct (TMD), investors are required to register at the nearest Central Bank of Kenya (CBK) Branch or Currency Centre. Or access the registration form for TMD available here

Advantages of CBK’s TMD Service

  • As an investor, you’ll be able to Apply and bid for Treasury Bills and Bonds
  • Get notifications of bid outcomes
  • Access your Account balance
  • Status of alerts for sales or purchases in the secondary market

How to recover old texts in Google’s messages app after resetting android device

Whether you are resetting your old android device to boost its performance or you’re moving to a newer android device through an upgrade, there have been occasions where you end up with only newer messages rather than all of your texts in the Google’s messages app. I’ve been using apple products forever and the process on iOS platform seems straightforward especially after Apple introduced a feature to backup texts on iCloud. Unfortunately, this hasn’t been the case on my new android device.

While I bought an android smartphone from one of the leading manufacturers, I disabled the default stock app for messages in favor of Google’s own baked messages app which has worked perfectly mostly except when I decided to reset my device after experiencing some issues. My intention was to recover all of my texts backed up on Google drive but instead ended up with only texts I sent and received within the previous five months. As you can tell this wasn’t acceptable as I always save important messages for reference later i.e. account numbers, bills I’ve paid and so forth.

 This issue affects most devices including those that use Google’s messages app as the default app for text, I confirmed this after a friend of mine who was moving from the Galaxy S7 edge to a Xiaomi Note 8 Pro attested. Unlike my case, the galaxy s7 edge has a different stock app for messages though my friend was using Google’s version at the time. But when he decided to move to the Xiaomi Note 8 Pro a lot of texts from the past were lost.

How to recover old texts in Google’s messages app after resetting android device

Before I illustrate on how you can mitigate losing text messages after resetting or upgrading your android device, let me first highlight what causes this issue. I discovered the issue was mostly related on using different versions of the Google’s messages App.

  • If Google’s messages app is not the default stock app that handles texts, uninstall it and make sure you can see all the previous messages in your default app.
  • Then re-install Google’s messages app and follow the steps to set it as default, it should bring up all the messages as they’re in the stock app.
  • However, if Google’s messages app is actually the default stock app in your new android phone, head over to settings then app information, and select Messages app
  • Then choose uninstall updates
  • After the process completes, launch the app and all your old text messages should appear without any issue.
  • You can then proceed and update the app, that’s it!

How to get Samsung Galaxy A10s through pay as you go from M-kopa and Safaricom

There are several reasons that push most of us to consider buying electronic devices through a pay as you go arrangement; mostly due to high initial costs which are instead spread over a longer period in such arrangements. But equally, there are several reasons why such attractive arrangements aren’t so attractive in the long run; for example, purchasing the new Samsung Galaxy A10s device through the M-kopa and Safaricom arrangement will see consumers spent almost KES 25,000 on a device that’s available for half price in retail outlets.  

At the same time, it’ll be selfish to assume the deal brokered between Samsung, M-kopa and Safaricom isn’t worth our attention; it has its merits and understandably, most of us will see it convenient rather than investing so much in a gadget that’ll be out-fashioned in a few months. Samsung has been clever enough to ink a deal with Safaricom and M-Kopa to sell the Samsung A10s at hire purchase to consumers who cannot raise the initial budget for the device.

The pay as you go plan present Kenyans with an opportunity to go home with a Samsung Galaxy A10s and pay in KES 60 daily installments. The latest budget themed entrant from Samsung is an immediate upgrade of the Samsung A10 and comes with internal storage of 32 GB and 2 GB RAM with a 2-year warranty.

How to get Samsung Galaxy A10s through pay as you go from Samsung, M-kopa and Safaricom

  • To get the Samsung Galaxy A10s, you’ll need to visit selected Safaricom and M-Kopa shops,
  • Make a down payment of Ksh3,499.
  • You’ll be issued with the smartphone and thereafter make a daily payment of Ksh60 daily (one credit) for a period of 365 days.

How to make daily payments after buying the Samsung Galaxy A10s through Pay as You Go plan

  • To make a payment, a customer will use Pay Bill 333222, enter M-Kopa account number and the amount they wish to spend.
  • A customer can purchase any number of credits at a time as they wish; for example, if you pay Ksh600, you will receive 10 Credits

What happens when you fail to pay the daily charges;

  • If for any reason a customer fails to make the daily payment, their phone will lock and they will not be able to use the smartphone until they make the payment.

You may be able to unlock your phone for 5 minutes so that you can make payment from your M-Pesa account

Vivo Y19 is now official in Kenya, packs a 5000mAh battery and Triple Rear Cameras

Little known technology company Vivo has unveiled its budget smartphone – the Vivo Y19 in Kenya, the smartphone comes with an impressive triple camera setup and an enormous 5000mAh battery pack that many will find rewarding. Android budget segment has lately experienced a cut throat competition with the like of Xiaomi an OPPO taking a center stage as the high-league is left for the Galaxies and iPhones. The Y series portfolio from the phone maker has of late expanded tremendously and the addition of the Vivo Y19 will see its grip in Kenya become tighter.

The Vivo Y19 was inspired by the youth and premiers a 5000mAh battery, a Halo FullView™ Display, an AI Triple Rear Camera setup and a somewhat decent design that will surely appeal to many in the category. The tech giant promises high performance, and superb photography from the handset.

With the introduction of Vivo Y19 here in Kenya, we expect consumer to have a wider choice of available devices while increasing penetration of quality devices in the country – one of vivo’s vision to drive affordability inclusion in the country.

‘As a leading smartphone brand, we are keen on strengthening connection with our customers and partners to meet the increasing demand of quality devices and better user experience in this market. We are aiming to offer more options of devices with high quality standard and comprehensive functionality at an affordable price to fulfill this demand.’ Said Mr. Arthur Xian, CEO vivo Kenya.

The Vivo Y19 joins the Y- series which include the Y12, Y15 and Y17 currently retailing in stores country wide – all seeking to empower young users with powerful features that meet with their needs and lifestyle. ‘The Y Series is made for the youth. We are bringing our latest innovations to many younger consumers through our fashionable Y Series smartphones,’ he added

Vivo Y19 specifications;

The Vivo Y19 specs and Design

The Vivo Y19 packs an impressive 6.53-inch FHD + Halo display with a resolution of 1080 x 2340 pixels, this adds up to 90.3% of screen-to-body ratio and embraces a dewdrop notch design that utilizes almost the entire front.

It design features a 3D curved edge gradient design at the back panel while under the hood is an Octa-core Mediatek’s Helio P65 (MT6768) processor coupled with 4GB of RAM and 128GB of internal storage. Notably, users can expand the internal storage further via a microSD card. The phone also has a rear-mounted fingerprint scanner.

Cameras

Vivo Y19 is equipped with a triple rear camera setup with 16-megapixels as a primary sensor with f/1.78, an 8-megapixel wide-angle snapper with f/2.2 aperture, and a 2-megapixel depth sensor. On the front, it employs a 16-megapixel selfie camera with f/2.0, AI Face Beauty mode. The phone also carries support for face unlock.

The phone comes packed with a 5000mAh non-removable battery with support for 18W dual-engine fast charging. The phone also supports reverse charging and runs on Android 9.0 based on Funtouch OS 9.2. Connectivity features include VoLTE, WiFi, Bluetooth 5.0, GPS, BeiDou, GLONASS, FM radio and micro USB port 2.0. The phone measures 162.15 × 76.47 × 8.89mm and weighs 193.0 grams.

Availability and price in Kenya

The device will be available country wide in two variant colors – Magnetic Black and Spring White at KES 26,999 

 Vivo Y19 Full Specifications 

  • OS: Funtouch OS 9.2 (Based on Android 9.0)
  • Screen: 6.53inch 2340×1080 FHD+ Display screen
  • Camera: front 16MP/ Rear 16MP+8MP+2MP
  • Battery: 5000mAh + dual engine fast charging (9v 2A)
  • Memory: 4GB RAM + 128GB ROM

Safaricom partners with M-GAS to unveil affordable prepaid gas to low income households

Safaricom has partnered with M-Gas to unveil what the telecom operator calls a revolutionary, prepaid gas service for Kenyan households. The move intents to enable millions of homes across the country have access to clean, affordable and reliable cooking gas depending on their needs. The move will basically allow Kenyans purchase gas based on their needs with affordable refill costs.

How much M-GAS will cost customers to purchase and refill in comparison with current market

The partnership between the two service providers is targeting to solve current issues experienced by consumers in the country by providing clean energy that does not attract upfront costs usually as much as KES 6,000 for a gas cylinder plus cooker and KES 2,000 to refill.

Speaking on the partnership, Safaricom’s CEO Michael Joseph said they had maintained their commitment in an effort to transform lives in the country through innovations that bring opportunities and uplift lives of customers. He also added that the move will enable millions of Kenyans access affordable clean cooking gas an area that has so far not been properly exploited.

Customers opting for the service will receive a gas cylinder and 2 burner gas cooker at no upfront cost. The cylinder comes equipped with a smart meter that will show how much gas a customer has paid for as well as the remaining capacity. Just as how M-Kopa works, payments will be made through MPESA, failure to pay will see the gas automatically disconnected.  

On the M-GAS part, the head Mr Volker Schultz said the company was proud to be working with Safaricom in introducing affordable, convenient and clean cooking solutions to millions of low-income households in Kenya. He also acknowledged that Safaricom’s prowess in both technology and customer service would be valuable for the company and couldn’t be more excited to be working with the telco.

Safaricom will therefore utilize the partnership to extend its influence in digital and payment systems with M-Gas having come onboard, to power its smart meter technology on each cylinder that enables customers to have control over how they use and pay for gas. The smart meter makes it a reality for M-Gas to provide a solution tailored to local economic conditions reflecting the daily, kadogo pattern of earning and spending in the country.

How much M-GAS costs

Customers will have the flexibility of purchasing gas from as low as KES 1 through M-PESA, with the cost of providing three meals for a household coming at less than KES 70 per day.  M-Gas is launching in the Mukuru kwa Njenga area around its first depot. Safaricom and Community Based Organizations will assist in identifying the next priority areas for expansion.

The Kenya Bureau of Standards Unveils ‘Wajibika na KEBS’ to Identify counterfeit goods

The Kenya Bureau of Standards (KEBS) has launched a service that aims to identify counterfeit goods through participation of Kenyans. The service seeks to discourage sale of non-genuine goods and services in the country by enabling consumers to easily identify and shun goods or services that do not pass their metrics i.e. lacking manufacturing information.

Kenya has for years battled the influx of substandard goods from rogue importers that look to make huge profits by selling goods and services that do not pass minimum threshold from the country’s standardization body. Ranging from food products to electronics, Kenya has seen its share of counterfeit goods imported from countries like China as well as Brazil and Mexico.

Just recently, a huge consignment of sugar imported illegally in the country was tested to have unfit amounts of mercury and you do not need to go far to encounter a fake electronic from television sets to smartphones. The Wajibika na KEBS initiative will mostly rely on Kenyans by encouraging their participation in reporting any instances they come across suspected substandard products on sale.

Wajibika na KEBS program utilizes various platforms such as the official KEBS app, emails, text messages as well as toll-free number to report such encounters. This comes as a measure to widen platforms by which Kenyans can collaborate with KEBS officers in tackling the proliferation of substandard products and counterfeits in the country.

Speaking on the unveiling of Wajibika na KEBS, the Managing Director Lt. Col. (Rtd) Bernard Njiraini acknowledged that ‘Wajibika Na KEBS’ would usher a future of a more interactive bureau and hopefully a more accountable public that values quality and embraces communal progress.

How to use Wajibika na KEBS service to verify genuine goods;

  • Under the ‘Wajibika na KEBS’ initiative, Kenyans can verify whether the S-Mark permit on a product is valid by sending the code underneath the S-Mark to 20023 (SM#Code) to get product manufacturing details.
  • You’ll then receive an SMS confirming the validity and details of the manufacturing permit.
  • In case the details do not tally, you’ll then be expected to report to KEBS through a Toll Free Number 1545 during official working hours 8.00AM to 1.00 PM and 2.00 PM to 5.00 PM, Monday to Friday.
  • You can as well verify products using the KEBS Official App on Google Play and Apple App Store

While visiting the Kenya Bureau of Standards offices, the Principal Secretary for Industrialization, Dr. Francis Owino congratulated KEBS for its efforts to tackle trade in substandard products through technology.

The secretary also said the initiative had come at a time when the government had intensified the fight against illicit trade and was keen on the fight against substandard products. Cultivating a culture of quality, where everybody is accountable for ensuring that quality of products and services is maintained is key in promoting a vibrant economy and growth in the Country’s GDP, he added.