How to pay your National Hospital Insurance Fund (NHIF) penalties through M-PESA for self-employed Kenyans

NHIF_MPESA

Are you self-employed and in urgent need to settle your NHIF penalty before it’s too late? Well the process couldn’t be easier, especially after the insurer unveiled an M-PESA option to do the same. The National Hospital Insurance Fund is a government owned institution with a mandate to offer insurance cover to Kenyans. Just like most insurance companies, those who subscribe to the NHIF cover (probably anyone who’s currently employed and a few self-employed Kenyans), must contribute on a monthly basis for the cover to remain active. Those who are employed probably need not worry about penalties as in most cases, these contributions are done by the employer.

However; for self-employed Kenyans, the situation is totally different. There are various variables that come into play, for example, you might not have cash to pay for your monthly premiums in time or if it accidentally slips your attention before the deadline which is 9th of every month. It’s also important to note in case you’ve missed to send in your monthly contribution, you’ll not be able to access the cover until these penalties have been paid.

I’ve compiled a simple guide on how self-employed Kenyans can pay for their National Hospital Insurance Fund (NHIF) penalties through M-PESA, the process is very simple and no different from the common LIPA NA MPESA transactions for those who have used them.

How to pay your National Hospital Insurance Fund (NHIF) penalties through M-PESA

Monthly penalty for not paying on time is Ksh.250 and can be paid through M-PESA using below simple steps;

  • Go to your “MPESA” menu on your device and select “LIPA NA MPESA
  • Enter the NHIF Business number – which is 200222
  • Type in your ID Number as the account and put “y” at the end so the transactions could be treated as a penalty i.e (22997848y)
  • Enter Ksh.250 for the month defaulted
  • Enter your MPESA PIN then send
  • You’ll receive a confirmation text message of the transaction.

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