Home Blog Page 23

Mastercard and I&M Bank Extend Strategic Collaboration for Enhanced Customer Value

In a move that could reshape how money matters are handled in Kenya, Mastercard and I&M Bank have revealed their strategic partnership where the two companies inked a deal to collaborate for the next 8 years. The deal is based on improving the various banking services available to card owners across the country with some additional nifty advantages.

The two companies have developed a strong relationship which has grown during the last five years, which was necessitated to enhance customer service delivery as well as making sure that everyone could be part of the financial industry. With Mastercard’s latest technology and I&M Bank’s vast local network, the partnership is intended to provide smooth and safe payment methods which meet specific requirements from the customers.

Mark Elliott who is the President for Africa at Mastercard, was excited about the continued partnership where he mentioned that it will contribute to progress in digital payments and financial inclusion within Kenya. “We are going forward together,” he said. “We help people and businesses to be strong with safe and easy payment methods that let them do their best.”

Gul Khan, I&M Bank’s CEO, echoed these sentiments while emphasizing the bank’s dedication to offer customized digital solutions to its clientele. “As we celebrate 50 years of I&M Bank,” Khan remarked, “we are delighted to announce the expansion of our collaboration with Mastercard, aimed at providing an extensive range of lifestyle and travel benefits to our corporate, retail, and business clients.”

The collaboration will include a wide range of cards, such as Platinum Debit, World Elite Debit, World Debit, Multicurrency Prepaid Cards, and Credit Cards. These cards will provide various advantages for customers in terms of travel benefits, special treatments and experiences within the country or worldwide.

Depending on the card category, customers can have different lifestyle benefits such as earning loyalty points, having increased credit card limits and using multicurrency prepaid cards that support up to three different currencies. Moreover, strong safety controls present in I&M On-The-Go mobile app as well as internet banking applications will guarantee peace of mind for users.

These cards have a strong emphasis on security and reliability. They are protected by Mastercard’s well-known technology, making sure that they provide the best protection against unauthorized activities as well as transactions not approved by the cardholder. The addition of contactless payment tech makes them even easier to use, allowing for fast and safe transactions when paying at the counter.

I&M Bank which was established in 1974, has become one of the top banks here in Kenya, providing many kinds of banking and financial services. Being a subsidiary of I&M Group, it has a strong presence in the Kenyan market with its activities covering areas such as banking to insurance and real estate.

Choosing the Best Music Streaming Service in Kenya – YouTube Music, Spotify, or Apple Music?

When I look back to let’s say five years ago, it’s very hard to fathom just how much the music streaming landscape has since changed here in Kenya. I remember when it was so easy to go online and just search for various places that we could easily download mp3 files for free. The problem with that was that we were forced to download every mp3 file that we wanted and this could also end up clattering storage on our various music playing devices of choice. Fast forward to today, things are quite different with the likes of Apple Music, Boomplay and the industry favorite Spotify rocking our world.

It is therefore safe to say that music streaming services have literally revolutionized how we consume music by offering several songs at our fingertips. Here in Kenya, for those of us who still have some attachment to the world of music, the market is dominated by three major players which include Boomplay, Spotify, and Apple Music. In addition, the recent entry of YouTube Music into the Kenyan market has also added some flare within the segment, prompting users to ponder which platform is worth their investment.

Price

Every coin in the current economy counts, and to be frank, Kenyans have grown to be cautious with how much they spend on various items such as entertainment. Therefore, when we compare the top music streaming providers, we expect that the pricing of these services play a significant role in decision-making. Spotify and YouTube Music offer a free ad-supported version which already gives them a heads-up by being more accessible to many users. On the other hand, Spotify stands out as the most budget-friendly option, offering cheaper plans across the board. The inclusion of the Duo plan coupled with the free tier makes Spotify more accessible to a wider audience. But Apple Music’s pricing which is pegged on the dollar, makes it the most expensive option, especially with the current exchange rates, still we expect it to have as many customers as possible here in Kenya especially those who own iPhones.

ServiceStudent (Ksh)Individual (Ksh)Duo(Ksh)Family(Ksh)
YouTube Music209419669
Spotify149299389479
Apple Music305.39503.67842.74

Community/Social Factor

On various occasions, I’ve heard my peers mention that it’s the little things that matter when modern consumers intend to decide about their lives. And in this case, we have singled out the social aspect of music streaming services to be a game changer that can enhance the overall experience of streamers. Spotify, with its unique feature that allowing users to share playlists, see what friends are listening to, and collaborate on playlists, fosters a sense of community. This social element can significantly enrich the music discovery process as well as create a shared musical space among friends.

Music Library

It’s obvious that most consumers would probably be willing to go for the streaming service that has as many files that resonate with them as possible. Therefore, the size and diversity of the music library are just as important factors for considerations. We all know about YouTube which is a very popular video streaming service not only here in Kenya but across the world. By this mere fact, YouTube Music’s association with YouTube gives it the upper hand. From there you’ll still have access to a vast collection of official tracks, user-generated content, and unique covers. Spotify on the other hand is known for its extensive library that excels in curated playlists, podcasts, as well as exclusive content. Apple Music is backed by the iTunes catalog and also offers a comprehensive selection of songs, albums, and exclusive releases. Your preferred genre and artist availability should guide your decision.

Standout Features

Bottomline in this category is that at least each of the mentioned music streaming services offers unique features that set them apart. YouTube Music seamlessly integrates with the broader YouTube platform which in the end allows users to switch between music and video content effortlessly, and this can be viewed as a plus for some of us. On the other hand, Spotify is known for its personalized playlists and algorithm-driven recommendations which foster a dynamic user experience. Apple Music stands out with its exclusive artist interviews, live radio stations, and integration with the Apple ecosystem, for Apple fan guys, this might not be a question of which but when.

Sound Quality

For some of us who are audiophiles and those with high-end audio equipment, sound quality is paramount. Apple Music consistently provides high-quality audio with lossless streaming options. Spotify and YouTube Music also offer decent sound quality options, although audiophiles may notice differences in codecs and bitrates.

User Experience and Platform Availability

The user experience coupled with platform availability are crucial for seamless integration into our daily life. Spotify boasts wide availability across various operating systems, ensuring accessibility across different devices. YouTube Music and Apple Music also provide apps for Android and iOS, with Apple Music having slightly limited availability on Windows devices.

Final Thoughts

Choosing the right music streaming service in Kenya requires careful consideration of various factors such as pricing, music library, standout features, sound quality, community/social factor, user experience, and platform availability. Each service caters to different preferences, so evaluating these aspects will help you make an informed decision aligned with your musical tastes and lifestyle.

Showmax Introduces M-PESA Integration for Seamless Payments in Kenya

Showmax fans will be happy to learn that they can directly pay for their subscriptions using MPESA directly within the app. The popular streaming service has finally integrated MPESA within its app following a recent update for the Kenyan subscribers. MPESA has become a household name here in Kenya and it’s understandable why Showmax was keen to have it as an alternative payment option.

Before the latest update which saw MPESA integrated, fans were forced to use other alternative payments methods even though MPESA is currently highly regarded within the country. But with this change, Showmax is finally embracing one of Kenya’s widely embraced mobile money service, M-Pesa.

According to the streaming service, the latest integration aligns with its commitment to provide a seamless user experience which ensures that subscribers can effortlessly access their favorite content without any payment barriers.

The decision to reintroduce M-PESA as an option within the app comes amid a significant rebrand that the company underwent earlier this year which was marked by a fresh logo as well as revamped subscription plans. This strategic move implies that the streaming service is finally heeding to customer needs and acknowledges the stiff competition within the segment.

Showmax has also partnered with Comcast, NBCUniversal, as well as Sky, a deal that promises an exciting lineup of premium content which leverages the media giant’s vast entertainment portfolio. With ownership of renowned entities like Universal Pictures, NBC, and DreamWorks Animation, subscribers can anticipate a diverse array of compelling shows and movies.

The streaming service now offers three distinct package options that are tailored to different viewing preferences. The Showmax Entertainment plan, which is currently priced at Ksh 650 per month for any compatible device caters to those seeking comprehensive streaming experience. Meanwhile, the Showmax Entertainment Mobile plan, which is available at Ksh 300 per month, targets users who prefer to on-the-go viewing on their mobile devices.

For avid football enthusiasts, the Showmax Premier League plan presents an exclusive opportunity to catch all 380 league games directly on their mobiles for just Ksh 500 per month. Although limited to mobile devices, this innovative plan offers unparalleled access to football action.

Additionally, subscribers have the flexibility to bundle the Showmax Premier League package with the Entertainment plan for Ksh 700, exclusively for mobile usage.

Why Refurbished iPhones from Online Stores Like eBay Are a Win for Kenyans

We’ve come to live In a world where smartphones are as necessary to us as the air we breathe, discovering that ideal harmony between excellence and cost-effectiveness is of utmost importance. Being a Kenyan who explores through these technological advancements, I understand the difficulty in acquiring cool gadgets without causing some holes in our budgets. And here is my reason to elaborate some clever ways that I’ve been using to acquire premium handsets without leaving a hollow in my pocket. Indeed, it can be beneficial for people like us to choose a refurbished iPhone from an online store such as eBay rather than buying expensive new models or those locally refurb iPhones.

Quality Assurance

Contrary to popular belief, refurbished iPhones undergo rigorous testing and refurbishment processes to ensure they are of good quality. Well-known online platforms such as eBay might work with authorized refurbishes who carefully check, fix, and give certification for every device. This implies that you could purchase a first-rate iPhone for less money without sacrificing its performance or trustworthiness.

Cost-Efficiency

We all know that new iPhones are extremely expensive and might leave a dent in your wallet. Even if there could be some slight price reductions with locally refurbished options, they might not offer as long warranties and quality guarantees as those provided by online sellers. If Kenyans pick a refurbished iPhone from eBay, they can save much more money and still have peace of mind.

Warranty Protection

When you buy a refurbished iPhone from trusted online shops, they usually give warranty protection. The time for warranty can be long, giving buyers comfort that their purchase is protected from unexpected faults or problems. This kind of sureness is very useful in Kenya because it’s not always easy to find good technical help and repair services there.

Environmental Sustainability

When you pick a refurbished iPhone, the advantage is not only about money – it also helps the environment. Each fixed device implies that at least one less step was taken towards reducing excessive electronic garbage consequently resulting in a decrease in the carbon amount linked with creating new smartphones. As a sensible buyer, using refurbished technology is an insignificant but important method to help make our future greener and more sustainable.

Jitume Digital Empowerment Program Comes to Ruiru

As a proud resident of Ruiru, Kiambu County, I’m thrilled to share the exciting news of the government’s Jitume Digital Empowerment Program making its mark right here in our community. Led by our diligent Area MP, Simon King’ara, in collaboration with eMobilis, this initiative aims to equip our youth with the essential skills needed to thrive in the digital age.

Bridging the gap in digital Divide

Something that potential beneficiaries should find interesting from this program is the fact that it marks a significant step towards bridging the digital divide in our constituency. With 200 computers already in place and plans to expand this initiative to all eight wards, the vision is clear: empowering our youth for a brighter future.

Empowering Through Education

Recognizing the challenges of traditional employment avenues, MP King’ara urges our youth to seize the opportunity presented by the Jitume training program. By offering modules in Content Writing, Virtual Assistance, Digital Work Skills, and more, participants are not just learning; they’re preparing for success in the online marketplace.

A Promise of Growth

The commitment to growth doesn’t stop at training. MP King’ara’s pledge to increase the number of computers at the Biashara ward hub demonstrates unwavering support for our community’s digital advancement.

Voices of Hope

Joyce Wangeci’s story resonates with many of us. Her aspiration to transform internet usage from leisure to business reflects the transformative potential of this program. With access to mentorship and skills development, dreams like Joyce’s are within reach.

Connectivity Challenges

Well, done with the good news, as we celebrate this milestone, we must address the elephant in the room which is basically matters connectivity. Having reliable and stable internet connection continues to remain a hurdle for many, which continues to be a major factor in hindering full participation in the digital economy.

Apple Unveils New iPad Air 6 and iPad Pro with Exciting Upgrades

Apple once again captured our attention with its May event, aptly titled “Let Loose,” where it showcased new products in its iPad lineup. Sharing the spotlight were the revamped iPad Air and the advanced iPad Pro, both boasting exciting enhancements to significantly improve the user experience.

New iPad Air 6:

The iPad Air is popularly known for its slim profile and robust capabilities which are the same sentments you’d expect on the latest offering. The iPad Air made its return in 11-inch and 13-inch sizes. These new iterations are particularly captivating as they feature the M2 chip, previously exclusive to Apple’s MacBooks.

But that’s not all, Apple has enhanced the user experience by repositioning and redesigning the front camera which is now conviniently situated on the landscape edge. Storage options have also been upgraded, offering up to 1TB capacity, ideal for those requiring ample digital space. Connectivity options include Wi-Fi 6E and optional 5G, ensuring seamless connectivity. Additionally, the 12MP front and back cameras have been refined, enabling users to capture clear photos and videos effortlessly.

New iPad Pro:

Joining the iPad Air is the iPad Pro which is technically mean’t to cater for the power users. The Pro is celebrated for its exceptional performance and cutting-edge technology and the latest iPad Pro models which are available in 11-inch and 13-inch sizes are expected to set a new standard for thinness, measuring a mere 5.1mm.

Powering these gadgets is the all-powerful M4 chip, a testament to Apple’s commitment to innovative advancements. Referred to as an “unbelievably powerful chip for AI” by Apple, the M4 ensures rapid speed and unmatched efficiency, setting a new benchmark in tablet computing technology.

And what truly captivates is the superb OLED screen on the new iPad Pro, meticulously crafted to deliver vibrant colors and unmatched precision, it’s the first time we shall be seeing an iPad with an oled screen. Apple’s innovative “tandem OLED” method guarantees an exceptional visual experience for all users, with a display branded as Ultra Retina XDR.

As a bonus, Apple has also made some adjustments on the camera setup with an updated system that is now featuring a 12MP rear camera capable of recording in 4K quality, along with an improved flash for enhanced document scanning.

The Pixel 8a 256GB Option has One Major Downside You Need to Know

Despite Google’s lack of presence here in Kenya interms of it’s smartphone linenup – the pixels, there’s still a good number of us who follow and like to indulge with its devices. The tech giant has unveiled the latest addition to its Pixel lineup: the Pixel 8a, which has been tailored for budget-conscious individuals like me. You might think it’s good news for those that want more room for apps and other things on their phone like photos or files but there is one major drawback when you decide to opt for the one with a larger storage capacity, you can’t expand your memory using an external card.

The 256GB model, unlike its 128GB version that is offered in Bay (light blue), Porcelain (off-white), Aloe (a vivid green) along with Obsidian (black) colors, can only be obtained in Obsidian. This factor might prove to be a major drawback and could potentially frustrate prospective buyers who were planning on purchasing one of the other appealing color varieties.

On the other hand, the 256GB model isn’t all that bad, it’s estimated to cost aroung $559 in the US, and provides an interesting option for people who want more storage. But it’s important to consider this against paying just a little extra for the complete Pixel 8 that has better features like improved display quality, camera system and build quality.

So far the reactions about color options are mixed. Many people are leaning towards Bay, Porcelain or Aloe more than Obsidian which is set as the default choice for this particular model. However, users can always put on colorful cases for both protection as well as to make their Pixel 8a look lively.

Qualcomm Announces Make in Africa 2024 Shortlisted Startups

Qualcomm Incorporated has unveiled the shortlisted startups for its prestigious Make in Africa 2024 program. This equity-free mentorship initiative aims to empower early-stage startups harnessing cutting-edge connectivity and processing technologies for transformative solutions.

This year’s cohort comprises an eclectic mix of visionary ventures poised to revolutionize diverse sectors with advanced technologies such as 5G, Edge-AI/ML, Compute, and IoT. Among the standout selections are Kenyan-based Aurora Health, pioneering AI-driven cardiovascular healthcare tools, and CropScan, leveraging solar-powered smart farming IoT devices to revolutionize agriculture.

NextAI Studios stands out with its mission to embed AI-based emotion detection into toys, transforming children’s mental healthcare. RIM Nextgen brings innovation to energy management with smart tools for monitoring propane consumption.

But the innovation doesn’t stop there. Cure Bionics from Tunisia impresses with its smart 3D printed prosthetic arms, while DevisionX from Egypt offers AI-based low-code computer vision tools.

Additional startups include Kalio from Cameroon, developing AI tools for Agricultural IoT, and Kitovu from Nigeria, providing smart agricultural warehouse management solutions. South African Sparcx enhances radar signal processing with AI, and Vizmerald from Tunisia pioneers AI-based textile industry inspection.

Alex Rogers, President of QTL and Global Affairs at Qualcomm Incorporated, expressed excitement about the program’s success, stating,

“The quality and diversity of the applications received reflect the immense talent and potential within Africa’s technology ecosystem.”

There are more than 250 startups from 30 different countries that are vying for a spot in the the Qualcomm Make in Africa 2024 program. This huge number demonstrates the continent’s vibrant tech landscape as well as its potential to drive impactful innovation. These startups are expected to embark on their journey with Qualcomm’s guidance and are touted to make a lasting impression both in their communities and on a global scale.