How to Request Loan and get Approved from Okash app

and just how easy it is to be a Mobile loan apps have grown almost threefold here in Kenya, exerting some pressure on traditional USSD based service providers such as Mshwari and KCB-Mpesa. With the introduction of OKash by Opera Software, there’s no better time to review terms and interests charged on loan applications approved for a short term loan. And as of today, OKash is currently the most popular loan app; at least from statistics of downloads from the Google Play store.

According to Opera’s Managing Director Eddie Ndichu who was speaking on the tremendous positive response the app has received from Kenyans, he acknowledged presence of enormous demand for short term loans in the market with incentive for earlier repayment which is the model taken by OKash. OKash, alongside M-Pesa, enables users to access small loans for an interest as low as 1 percent per day and a loan term of a maximum of 14 days.

“We know that there are more than 20 million people in Kenya who use loans actively every day and we want to give them a high-end product with an exceptional user experience to make their life more comfortable when applying for and making payments with loans,” says Mr. Ndichu.

“The faster a user pays off an active loan, the sooner they can request a new loan. Users with timely and consistent repayment behaviors can apply for a single loan up to 500,000 KES at a total interest of 5 percent,” reads a statement from the company.

How to Get OKash and Start requesting loans from your mobile phone;

  • Download OKash app from Google Play store.
  • You’ll need to create an account before using the app, and a mobile number is mandatory
  • While at it, personal details such as Names, ID no, Date of Birth, level of education, current monthly income, marital status, employment details, residential status, referees names and mobile number as well as details of any outstanding loans will have to be entered.
  • After you’ve successfully created an account, you can now proceed to request a loan.
  • As one of their conditions, users need to be between age range of 20-55 years.
  • Good luck


  1. Comment: am daud hussein jimale id no 25929556 and phone 0722549271 i have never get any loan please dont tell us fack apps loan

  2. why is it not working with my Mpesa number , 0757766090 ,,safariçom card and it has been working better with Branch App

  3. Am, Charles njue.i urge from help how I can get loan.from okash.please I improve my business.

  4. Comment:this o kash,i tried several times&quit coz of the mpesa no…not correct,are you guys serious..Tala,kcb &branch i think the best…pliz


Please enter your comment!
Please enter your name here