Effortless Balance Checking: Equity Bank’s Innovative Methods

Technology has enhanced the way we access alot of things, take for example checking your bank account balance can easily be achieved right on your mobile device. In today’s fast-paced world, where convenience and efficiency are paramount, the Kenyan banking industry has evolved significantly to cater to the needs of its tech-savvy customers. Kenya’s banking landscape boasts a competitive edge with a multitude of banks vying to outshine one another. One of the shining stars in this arena is Equity Bank, which has not only understood the pulse of consumer behavior but has also revolutionized the way clients access their account balances. This article delves into the innovative methods that Equity Bank has employed to allow customers to effortlessly check their account balances, reflecting the bank’s commitment to efficient and customer-centric services.

Equitel Mobile Banking: A Game-Changer:

Equity Bank has introduced Equitel mobile banking, a revolutionary advancement in the banking sector that has garnered remarkable acceptance. Despite a telecom industry already populated by players like Safaricom, Airtel, Orange, and Yu, Equitel has carved its niche with impressive success. Riding on its expansive client base, which numbers in the millions, Equity Bank’s Equitel offers a distinct advantage. The platform’s readiness to challenge the status quo is evident in its comprehensive advertising campaigns across various media channels.

Accessing Your Equity Bank Balance through Equitel:

Equitel’s user-friendly interface simplifies balance checking for Equity Bank customers. To initiate the process, open your phone’s SIM toolkit to access the Equitel menu. Navigate to the “My Money” option and select “Bank Balances.” Follow these steps to enter your account number and choose how you’d like to receive your balance information, either on-screen or via SMS. A PIN validation ensures the security of your transaction. The system promptly displays the requested information, highlighting Equity Bank’s commitment to quick and hassle-free service.

Online Banking: Bridging Convenience and Technology:

Equity Bank’s integration of information technology has proven to be a boon for customers seeking seamless banking experiences. Online banking has empowered clients to perform various transactions, including balance inquiries, without the need to visit a physical branch. Accessing your account balance online is straightforward. After registering for Equity Bank’s online banking services, log in to the platform, and navigate to the account balance section. Your balance is conveniently displayed on the home page within the account summary section. This approach aligns perfectly with the bank’s dedication to accessible and technology-driven services.

Equity Self-Service Portal: A Customizable Approach:

For those who seek more detailed information about their account, Equity Bank offers its self-service portal. This portal allows customers to personalize their banking experience. Upon logging in, navigate to the balance inquiry tab under the “My Accounts” section. The system provides the flexibility to choose from multiple accounts, if applicable, before displaying the selected account’s balance. This personalized touch enhances customer engagement and ensures that users receive the precise information they seek.

Mobile App (EazzyApp): Banking at Your Fingertips:

The Equity Bank mobile app, known as EazzyApp, serves as a comprehensive platform catering to various banking needs. Checking your account balance is a seamless process within the app. Upon login, the app instantly provides your account status, including the balance. This feature encapsulates the essence of technology-driven banking, delivering essential information right to your fingertips.

USSD Service: Banking without Internet:

Equity Bank extends its commitment to accessibility with its USSD service, Eazzy 247. This service is ideal for users without an active internet connection. To activate this service, visit any Equity Bank branch, fill out the application form, and enroll. Dial *247# on your mobile phone to initiate the service, and select the balance option. With simple steps, you can obtain your account balance hassle-free, emphasizing Equity Bank’s dedication to inclusivity.


Equity Bank’s innovative approaches to balance checking underscore its position as a frontrunner in Kenya’s banking industry. Equitel mobile banking, online banking, self-service portals, mobile apps, and USSD services collectively form a comprehensive suite of options that cater to diverse customer preferences. By simplifying processes and leveraging technology, Equity Bank not only stands out in the competitive market but also epitomizes the modern banking experience. As Kenya’s banking sector continues to evolve, Equity Bank’s commitment to efficiency and customer satisfaction ensures its prominence on the forefront of the industry.


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